ASB Maybank


Few days back while in Segamat,me & Cik Abg had a short visit to Maybank...alang-alang nak bayar kete,we used the opportunity to asked the officer in charged pasal benda ASB ni...see the pamphlet?? yeapp..the officer handed us kertas kuning to sambil explain what ASB is all about...making it short,she said ASB is a form of saving in long term...



Gambar ats ni pulak is the image printed at the back of the 1st pic...haaa..tudiaaaa...chart of payment kita kene bwat untuk dapat a lump sum of money in a certain....aku nak menaip untuk explain pun tak reti sgt..kag ajaran sesat pulak kan..senang cter,korang yang nak tau...kene lah melawat Maybank untuk maklumat lanjut...

Based on some calculation i did...macam untung pun ader jugak bwat benda ASB ni..as i said,MACAM untung...nanti aku explain skit skit aper yang aku paham okayy..tapi klu salah,sila betul kan...

Explanation  :

cnth, amik loan RM10,000 for 5 years.

Monthly kene bayar RM192 for 5years untuk dapatkan RM10,000 tu...however,in a year..kalau kite settle bayar a year punya payment kita akn dapat dividen..for now dividen is about 8%(dividen bley naek /turun bergntung kepada Bank Negara)...8% from RM10,000 is RM800... so,from my calculation... after 5years continuously paying at the amount of RM11,520... we will get RM10,000 + DIVIDEN ( RM800 x 5 = RM4,000 ) = RM14,500...haaa..

So kira nye..kita dah untung RM14,500-RM11,520 = RM2,980...okay lah tu kannn...tak byk pun,2ribu tu macammacam bley bwat...kumpul2 nak bwat downpayment umah pun lepas...=.='

Dah sampaikan hajat kat Cik Abg that i tot of doing it under my name if he still taknak bwat...sebab nyer,he's in a mission untuk kumpul duet kawen in 2 years...ASB punya plan plak plng pndek is 5 years...garu kpala nak mnuggu 5tahun tu baru bley kawen...heeee

Tell me if its the right decision to invest in ASB Maybank...>.< or maybe korang-korang yang lebih arif tentang ni..tau ader Bank yang offer ASB plan yang lebih mnguntungkan untuk student seperti saya atau Cik Abg saya yang in need of ways to search money quick n right way...=)






p/s : okayyy,saya tiada hak untuk bersuara..tapi kalau macam ni gayanyer...saya tak tahu sampai bila akan bertahan...i pity him maintaining it at its best condition & orang laen sukasuka amik & pulangkan at its worst condition...demmmm...


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